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The 2026 Refi Wave: Why Investors Are Locking DSCR Loans Under 6%

  • Al Watson
  • Mar 28
  • 1 min read





DSCR rates have dropped into the 6% range, triggering a surge in refinancing activity.

Investors with 2022-era bridge loans are facing a decision:

Refinance now or risk higher costs later.


Why DSCR Is Winning

DSCR loans focus on:

• property income

• asset performance

• simplified underwriting


Not:

• personal income

• complex documentation


Why Timing Matters

Investors are moving quickly because:

• rates are favorable

• demand is rising

• competition is increasing


Locking long-term financing now provides:

• stability

• predictable cash flow

• protection against volatility



For DSCR and commercial financing:

👉Contact us BreclawCapital.com

 
 
 

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